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ct structured SEttlements


john darer structured settlements

mission statement


At 4structures.com®, LLC, our clients come first. Every client is treated with courtesy and is guaranteed effective representation. Our expertise and integrity have earned us a reputation as one of finest structured settlement companies serving clients in, or litigating lawsuits, in Greenwich, Stamford, Darien, New Cannan, Trumbull, Bridgeport,  Danbury, Wilton,  Westonm Kent, Norwalk, Fairfield, Stratford, Shelton, Westport,  Milford, New Haven, Hartford, Danbury, New London. Gullford, Bethel, Ridgefield,  Middletown, Bristol, New Britian, Waterbury and structured settlements in all state and federal judicial districts throughout the State of Connecticut,.

Connecticut structured settlement expert John Darer® CLU ChFC MSSC CeFT RSP CLTC is a 2020 A.M. Best Recommended Structured Settlement Expert (8th consecutive year)  To qualify, no fewer than eight professional references must be submitted , independently contacted, with the responses reviewed and verified by A.M. Best in order to be listed. John Darer® is a Certified Financial Transitionist  (one of only two settlement experts with the credential) and member of the Sudden Money Institute,with a keen interest in behavioral finance and financial psychology, having over 30 years of experience in financial services to offer his CT clients. 

John Darer® has earned the designations of Chartered Life Underwriter and Chartered Financial Consultant from the American College the  NSSTA Certified Structured Settlement Consultant professional certification (CSSC), and Master Structured Settlement Consultant  (MSSC),  developed in conjunction with the  Stayer Executive Education Center at the University of Notre Dame, the Registered Settlement Planner  (RSP), through Texas Tech University and the Registry of Settlement Planners and the Certified in Long Term Care (CLTC) through the Corporation for Long Term Care, Inc.

John Darer is also one of only two structured settlement consultants nationwide who have earned the professional designation of Certified Financial Transitionist, through the Financial Transitionist Institute, a division of the Sudden Money Institute.  His broad background in structured settlements, mediation and post trial support, diversified financial planning and securities and his significant practical experience brings a valuable asset to the table for his clients.
John Darer® is the producer of
Talking Settlement™, an online legal, insurance and financial channel established in June 2016 and produced in Stamford, that aims to engage viewers with high quality educational content about all aspects of settlements and "talking settlement" with insurance and financial experts across a wide spectrum of topics.  From 2009-2016 John Darer® was a subject matter expert commentator on Sequence Media's Legal Broadcast Network and has created and/or appeared in over 175  videos and audio podcasts. Watch some of John Darer's videos here. John Darer is a prolific writer and thought leader, having personally authored over 4,750 blog posts, had four articles published by the Connecticut Law Tribune in 2015, two in 2016  and is now in his 15th year as the Structured Settlement Watchdog®, with a writing style that is informative, irreverent and effective.  John also enjoys copywriting and writes and produces many of the 4structures.com LLC commercials.